health & dental department
health and dental options
Make sure you have coverage for your personal and family health needs. With health insurance you have coverage for medical emergencies and the cost of rising drug and dental expenses. It does not matter what stage of your life you’re in, health insurance can help ease the burden of health/dental related costs. Our team of insurance experts and insurance partners have been protecting Canadians and their families from the risk of financial costs, providing coverage for everyday health and dental emergency expenses.
The following links of our preferred partners will direct you to each preferred partner’s site.
Which Plan is Right for You?
For a comparison of the 3 GMS plans below: Click Here
Our most comprehensive benefits package, OmniPlan can help you keep your family in better health with greater coverage for physiotherapy, massage therapy, eye exams and glasses.
With all the essential benefits of BasicPlan and more, ExtendaPlan also covers physiotherapy, massage therapy, hearing aids and a range of medical equipment and supplies.
For emergency medical coverage at the lowest possible cost, BasicPlan covers the essentials your provincial health plan doesn’t – including air and ground ambulance, preferred hospital rooms, in-hospital drugs and more.
GMS Rates by Province
Additional coverage choices:
Coverage for basic services such as exams, polishing, and fillings; and major services such as crowns, bridges, and recall exams are also covered.
- Year 1 – 75% coverage to a maximum of $500 for basic services.
- Year 2 – 80% coverage for basic services and 50% for major services, to a combined maximum of $750.
- Year 3 – 80% coverage for basic services and 50% for major services, to a combined maximum of $1,000.
If you’re currently leaving a plan, you will be eligible to begin receiving Year 3 Dental coverage immediately upon enrollment.
We’ll pay up to $3,500 per person for newly prescribed drugs not fully covered by your provincial drug plan. You only pay a $4.00 deductible for each eligible prescription and save on out-of-pocket expenses when you use a pay-direct card at participating pharmacies.
Up to $5,000 coverage for newly prescribed drugs with $800 of the $5,000 available to drugs for pre-existing conditions, special status drugs and select lifestyle medications and drugs not covered by your provincial drug plan. You only pay a $4.00 deductible for each eligible prescription and a convenient pay-direct card is included.
In the even of an extended hospital stay, Hospital Cash provides coverage for out-of-pocket expenses such as in-room television, Wi-Fi, telephone services and parking lot costs. Up to $100 per day to a maximum of $3,000 per policy year.