health & dental department

health and dental options

Make sure you have coverage for your personal and family health needs. With health insurance you have coverage for medical emergencies and the cost of rising drug and dental expenses. It does not matter what stage of your life you’re in, health insurance can help ease the burden of health/dental related costs. Our team of insurance experts and insurance partners have been protecting Canadians and their families from the risk of financial costs, providing coverage for everyday health and dental emergency expenses.

The following links of our preferred partners will direct you to each preferred partner’s site.

personal health coverage

The Personal Health Coverage plans we offer are a simple and affordable way to protect the medical needs of yourself and your family. There is a growing list of health care costs and expenses that are often not covered by provincial health care. Our Personal Health Insurance Plans are designed and personalized to meet your unique needs. We implement proactive, comprehensive, and basic plans that provide additional coverage. We make sure our clients can find and get a plan tailored to their lifestyle and medical needs.

replacement health coverage

If you've been dropped from an employer plan or will be leaving a plan because you're retiring or starting your own business, Replacement Health coverage is an option for you. Like Personal Health Coverage, Replacement Health provides a full range of benefits not covered by the government. The difference is, Replacement Health is specially designed to replace an employer plan.

benefit plans for individuals and business owners

A Personal Health Plan is easy and an affordable way to protect you and your family from the growing list of health care costs not covered by the government. No matter what stage of life you're in, supplemental health insurance is just what the doctor ordered. We've been protecting Canadians and their families for over 65 years.

Which Plan is Right for You?

Our most comprehensive benefits package, OmniPlan can help you keep your family in better health with greater coverage for physiotherapy, massage therapy, eye exams and glasses.

With all the essential benefits of BasicPlan and more, ExtendaPlan also covers physiotherapy, massage therapy, hearing aids and a range of medical equipment and supplies.

For emergency medical coverage at the lowest possible cost, BasicPlan covers the essentials your provincial health plan doesn’t – including air and ground ambulance, preferred hospital rooms, in-hospital drugs and more.

Enhance Your Coverage:

Choose coverage up to $1,000 per person for check-ups, cleaning, x-rays, fillings, dentures, bridges and more. Plus, when you present a pay-direct card at participating dental offices your claim is adjudicated on the spot. The biggest reward will be your smile.

We’ll pay up to $3,500 per person for newly prescribed drugs not fully covered by your provincial drug plan. You only pay a $4.00 deductible for each eligible prescription and save on out-of-pocket expenses when you use a pay-direct card at participating pharmacies.

Up to $5,000 coverage for newly prescribed drugs with $800 of the $5,000 available to drugs for pre-existing conditions, special status drugs and select lifestyle medications and drugs not covered by your provincial drug plan. You only pay a $4.00 deductible for each eligible prescription and a convenient pay-direct card is included.

In the even of an extended hospital stay, Hospital Cash provides coverage for out-of-pocket expenses such as in-room television, Wi-Fi, telephone services and parking lot costs. Up to $100 per day to a maximum of $3,000 per policy year.

Call Arlene Marko to customize your plan. Arlene will review how your PHSPCanada credits can pay for your choice of Health & Dental plans, and Arlene will complete the application online for you.

403 – 221 – 9300 (MT)

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